At first glance, loans seem pretty straightforward: you borrow money from a lender and then pay it back over a defined period.
But before you jump in and go for the first loan you find, take time to acquaint yourself with some basic information - it could save you stress, and money, in the long term!
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
Premium Bond prize fund to be cut
The number of Premium Bond prizes is being reduced following the recent cut in the Bank rate to 3%.
Bank hints at further rate cuts
Expectations of another rate cut rise after the release of minutes from the Bank of England meeting which slashed rates to 3%.
Which is the best loan for you?
There is no doubt that loans can be confusing. With so many products available, it is difficult to know which is best suited to your needs, and it could be a costly error.
Handling your debts
Recent UK interest rates have resulted in record debt levels for the nation. Taking stock of your current position and looking at the options available is a rewarding activity.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Loans are secured on your home.
Every day, mail drops through your letterbox, offering loans at fantastic rates. But how can you tell if it is the right loan for you? With so much jargon and small print to wade through, it is tempting to take the first loan you find - and that could cost you dearly!
To make life easy for you, we have created this site. It contains free and impartial information about all aspects of getting a loan. There is no small print and we have kept jargon to an absolute minimum!
